Welcome back, Ananya

Here is your financial picture as of 13 Sep 2026.

Net worth

₹1.84 Cr

0.8%₹1.48 Lthis month

Assets: ₹2.23 Cr
Liabilities: ₹38.5 L

Investments

₹1.32 Cr

0.2%today

Cash

₹18.5 L

Liabilities

₹38.5 L

Monthly income · avg

₹4.12 L

Monthly spending · avg

₹3.06 L

20.0%₹60.7 Kvs 3-month average

Invested each month

₹80 K

Savings rate

25.8%

₹1.06 L left over each month

Net worth trend

Net worth moved +₹37.4 L between 1 Sep 2025 and 13 Sep 2026.

Change 25.5%From ₹1.47 Cr to ₹1.84 Cr12 monthly snapshots

What changed

Your net worth moved +₹1.48 L this month. Here is where it came from.

Full breakdown

Investment depreciation
−₹1.04 L
Change in portfolio value (₹56,359) less the ₹1.60 L you contributed
Money you invested
+₹1.6 L
16 investment transactions in the period
Cash added
+₹57.7 K
Closing balances across your bank, cash and wallet accounts
Debt repaid
+₹33.8 K
Change in outstanding balances on loans and credit cards

Contributions, cash and debt come straight from your accounts. Investment movement is what remains once contributions are removed — it measures value change, and does not claim to know why a market moved. Based on 12 accounts, 100 transactions and 23 holdings.

What needs your attention

Generated from your own numbers. Each card shows the evidence behind it.

All insights

1 possible duplicate charge

medium confidence

The same merchant charged the same amount twice within a few days.

Check the charges13 Sep

Spending in Aug 2026 was 20% higher than your recent average

You spent ₹3.63 L against a ₹3.03 L average over the previous three months.

Open transactions13 Sep

2 unusually large transactions in Aug 2026

Together they account for ₹93.4 K — worth confirming each was intentional.

Review them13 Sep

Your goals assume ₹1.18 L a month; you invested ₹80 K

The plans attached to your goals are ahead of what actually left your accounts in Aug 2026, a difference of ₹38 K.

Adjust contributions13 Sep

Recent activity

All transactions

Date	Description	Account	Category	Amount	Status
13 Sep 2026	City travel Rapido	HDFC Infinia Credit Card	Transport	−₹214.32	pending
12 Sep 2026	Electricity bill BESCOM	HDFC Savings	Utilities	−₹4,543	pending
12 Sep 2026	Miscellaneous Local Services	HDFC Infinia Credit Card	Other	−₹1,271	pending
11 Sep 2026	Online order Nykaa	HDFC Infinia Credit Card	Shopping	−₹4,233	posted
10 Sep 2026	Groceries Blinkit	HDFC Infinia Credit Card	Food	−₹3,554	posted
10 Sep 2026	Miscellaneous Chumbak	HDFC Infinia Credit Card	Other	−₹1,917	posted